ManipalCigna Health Insurance Company has introduced the launch of ‘ManipalCigna ProHealth Prime’ plan. The plan covers all sorts of hospitalization bills and as well as additionally supplies Cashless OPD protection for physician session, prescribed diagnostic assessments and pharmacy bills. Further, it covers ‘Non-medical Expenses’ to make sure there are zero deductions in the direction of non-medical objects throughout hospitalization.
ManipalCigna ProfessionalHealth Prime’ plan is available in three completely different variants – ‘ManipalCigna ProHealth Prime Protect’ for general hospitalization bills; ‘ManipalCigna ProHealth Prime Advantage’ supplies cashless OPD protection along with the hospitalization bills ; and ‘ManipalCigna ProHealth Prime Active’ for lives affected by the medical situations comparable to Diabetes, Obesity, Asthma, excessive Blood Pressure and excessive Cholesterol.
Also Read: How to make sure there isn’t any out of pocket expense in medical health insurance
Speaking concerning the product launch, Prasun Sikdar, Managing Director and CEO, ManipalCigna Health Insurance Company Limited mentioned, “We carried out an intensive analysis and recognized a few of the main points which the shoppers are dealing with and count on options from well being consultants like us. For instance, in India, out-patient division bills which incorporates physician consultations, lab assessments and pharmacy bills accounts for almost 62% of healthcare prices, not solely that, non-medical bills quantity to round 10% to 12% of the general hospitalization payments which are paid out of pocket.
ManipalCigna ProfessionalHealth Prime takes a step additional in our dedication and provides cashless providers even for OPD bills to offer complete well being care safety, it comes with trade first characteristic Switch Off that permits prospects to change off the quilt whereas travelling overseas from 2nd yr onwards, for a most interval of 30 days in a coverage yr and most significantly the plan covers all hospitalization bills whether or not medical or non-medical to deal with buyer’s on a regular basis healthcare wants.”
ManipalCigna ProfessionalHealth Prime plan options:
Zero Deductions in the direction of Non-Medical bills, to cowl all of your hospitalization bills whether or not medical or non-medical as a result of why must you pay if you’re actually lined.
An OPD that’s PAID for, sure, that too, as a result of well being points don’t must escalate to hospitalization each time.
Unlimited restoration as much as 100% of sum insured, your protection restores to 100% of Sum Insured, each time you utilize it, any variety of instances whether or not for associated or unrelated sicknesses, as a result of a protection ought to imply full protection at all times. Applicable from 2nd declare onwards
The energy to Switch Off, your medical health insurance from 2nd yr onwards, for as much as 30 days whereas travelling overseas and get low cost in your renewal premium.
1 yr Premium Waiver, on renewal coverage premium on account of Accidental Death or if recognized with any of the listed Critical Illnesses.
Freedom to decide on Any room class, suite or above, as you deem match
Annual well being check-up, from 1st yr onwards for all of the adults insured to take the utmost care of your well being, not simply in sickness however in wellness too
Wellness program, earn engaging rewards of as much as 20% of your base premium for finishing the variety of predefined steps in the direction of wellness in a day. Use these reward factors in the direction of a reduction in your renewal premium.
Source: www.financialexpress.com”