It has been determined by the federal government to increase the Pradhan Mantri Garib Kalyan Package (PMGKP), insurance coverage scheme for Health Care Workers Fighting COVID-19 in order to proceed to supply the security internet to the dependents of well being employees who’re deputed to care for COVID-19 sufferers.
The ‘Pradhan Mantri Garib Kalyan Package (PMGKP), insurance coverage scheme for Health Care Workers Fighting COVID-19 has been prolonged for an extra interval of 180 days from April 19, 2022. Earlier the federal government had prolonged the PMGKP Insurance Scheme for Health Workers Fighting COVID-19 for one 12 months from 24.04.2021.
The scheme covers lack of life resulting from COVID-19 and unintentional loss of life on account of COVID-19 associated obligation. In case of an eventuality, an quantity of Rs 50 lakhs will likely be paid to the claimant of the insured individual.
The scheme was initially launched final 12 months, and insurance policies below the scheme started from thirtieth March 2020. All authorities well being centres, wellness centres and hospitals of Centre in addition to States are coated below this scheme roughly 22 lakh well being employees can be offered insurance coverage cowl to struggle this pandemic.
Further, on account of the unprecedented scenario, personal hospital workers/retired/ volunteer/native city our bodies/contract/every day wage/ad-hoc/outsourced workers requisitioned by states/central hospitals/autonomous hospitals of central/states/UTs, AIIMS & Institute of National Importance (INI)/hospitals of Central Ministries particularly drafted for care of COVID-19 sufferers are additionally coated below the PMGKP.
Since the launch of the scheme, up to now, 1905 claims of Health employees who died whereas being deployed for Covid associated duties have been settled.
In order to chop down on delay in claims and to additional streamline and simplify the processing of the insurance coverage claims, it was determined to begin a brand new system for approval of claims as per which the due diligence will likely be achieved by State Governments on the degree of District Collector.
The District Collector in every case will likely be certifying that the declare is in accordance with SoP of the Scheme. On the premise of this certificates of the Collector, Insurance Company will approve and settle the claims inside a interval of 48 hours. Further, for the sake of uniformity and immediate disposal, the District Collector will even do due diligence and certify the claims even in case of Central Government hospitals/ AIIMS/ Railways and many others.
Source: www.financialexpress.com”