Author: Nisha Chawla

Pradhan Mantri Ujjwala Yojana Beneficiary list: Central government with the slogan of clean fuel, better life! On 1 May 2016, the Honorable Prime Minister Shri Narendra Modi has launched a social welfare scheme called the Prime Minister Ujjwala Yojana (PM Free Gas Connection Scheme). This Pradhan Mantri Ujjwala Yojana (PMUY) envisages a smokeless rural India! And by the year 2019, 5 crore families, especially those living below the poverty line! Aims to provide concessional LPG connection to women! Pradhan Mantri Ujjwala Yojana will increase LPG usage! And will help reduce health-related disorders, air pollution and deforestation! Pradhan Mantri Ujjwala Yojana…

In today’s era, the use of credit cards has become common. If there is no money at the time of need, credit card can be spent easily and can be repaid within a certain period. But some misconceptions or misconceptions about credit cards have also spread, due to which many people avoid using it. There should not be any misunderstanding about any product but should get information about it in detail. Only then you will be able to know whether the product is for your benefit or not. Let’s know about the 5 misconceptions associated with credit cards… 1.…

Income Tax benefits for senior citizens: Any person whose annual income is above the tax free limit, has to file his income tax return (ITR). The last date for filing income tax returns for the assessment year (AY) 2020-21 is 30 November 2020. It is applicable to file ITR for FY 2019-20. Senior citizens between the age of 60 and 80 years and very senior citizens above 80 years get some additional tax benefits. Let us know which such benefits these people get, which do not get taxpayer under 60 years. Exemption limit For citizens below the age of…

Atal Pension Yojana (APY) Atal Pension Yojana (APY) has become popular in less time. Its increasing popularity can be gauged from the fact that today, 5 years after its launch, the number of its subscribers has been around 24 million. APY is a guaranteed pension scheme for citizens of India, which was launched on 9 May 2015. The special thing is that the highest 52.55 per cent of its subscribers are between 21 and 30 years old. The younger the person gets involved in this scheme, the greater the benefit. 5000 maximum pension Atal Pension Yojana is mainly for…

In this process, instant PAN is provided through Aadhaar based e-KYC. PAN Card in just 10 minutes If you do not have a PAN card and want to make it, then online Instant PAN can be found sitting at home. In Instant PAN, you will have a soft copy of PAN card ie e-PAN within 10 minutes of applying. E-PAN is as valid as physical PAN card. Instant PAN facility is available for those applicants who have a valid Aadhaar number and their mobile number is registered with Aadhaar. In this process, instant PAN is provided through Aadhaar based…

Government Bonds: Among all investment options, there are government bonds. They are considered very safe for investment in debt fund categories. Invest in Government Bonds Government bonds are also a better option among all investment options. They are considered very safe for investment in debt fund categories. The reason is that they are guaranteed by the government. There is a fixed interest on these bonds. Government bonds are also called government securities. Due to being a debt instrument, their returns are fixed at interest rates. Right now the interest rates are at lower levels. At the same time, looking…

This year, Bappa will not be kept for public viewing in big pandals.Ganesh Chaturthi 2020: Ganpati Bappa is visiting from house to house on Ganesh Chaturthi. However, this time due to Corona, the brightness of the Ganesh festival has faded. This year, Bappa will not be kept for public viewing in big pandals, but people will bring Lord Vinayak to their homes and worship them. Many can be learned from Lord Ganesha, the god of wisdom and knowledge. Even Lord Ganesha can learn from investment, business and economic goals.Think bigThe huge head of Lord Ganesha teaches us to think big…

SafeGold is offering 24 carat gold with 99.5 per cent purity. Image: PTI Amazon Pay Digital Gold Services Now digital gold can also be purchased from Amazon Pay like Google Pay, Paytm, Phone Pay. The company has started this feature. Users will be able to buy digital gold at an initial price of Rs 5 from Amazon Pay. The ‘Gold Vault’ feature of Amazon Pay is starting to show in the Amazon Pay section on the Amazon app. Amazon Pay has partnered with SafeGold to offer digital gold to users. SafeGold is offering 24-carat gold with 99.5 per cent…

FRSB 2020 (T): A Floating Rate Savings Bond issued by the Reserve Bank, 2020 (Taxable) may be a better option. Should You Invest in Floating Rate Savings Bonds, 2020 (Taxable): After the continuous reduction in the repo rate by the Reserve Bank, banks have also reduced their deposit rates. At the same time, the government has reduced interest rates on small savings. In fact, to reduce the impact of COVID-19 on the world economy, the Central Banks are reducing interest rates. Recently, events like Franklin Templeton Crisis in the market have also alerted debt fund investors. In such a…

Kisan Credit Card: Through the Kisan Credit Card (KCC), loans worth Rs 1.6 lakh are being given to the needy farmers without any guarantee. Kisan Credit Card Through the Kisan Credit Card (KCC), loans worth Rs 1.6 lakh are being given to the needy farmers without any guarantee. At the same time, farmers can take loans up to Rs 5 lakh through this in 3 years. The interest rate in this card is also very low. How useful this card is proving for the farmers, it can be gauged from the fact that till now a total of 1.02…