PM Jan Dhan Account Benefits: Corona infection is currently underway in the world! In such a situation, money of government schemes in the country comes into the accounts in the Corona crisis! Therefore these accounts are proving very useful! Most people understood the importance of Jan Dhan Yojana (PM Jan Dhan Yojana) in lockdown! When Jan Dhan account holders started getting 500 rupees every month from the government! Bank accounts have been opened for 5 years under this scheme (Pradhan Mantri Jan Dhan Scheme PMJDY)! But even today many people are not properly aware about Jan Dhan Account and other facilities available from it.
Even today people consider it as a normal savings account like other banks! Here we are going to tell you! How Jan Dhan Account is different from other bank accounts and what are the benefits from them!
PM Jan Dhan Account Benefits
Pradhan Mantri Jan Dhan Scheme PMJDY was started with the objective of opening bank accounts of the poor! Zero balance account of anyone opens under PM Jan Dhan Yojana Apart from opening a zero balance account, the goal of the Modi government was to send money directly to their account for every kind of help to the poor! The financial assistance sent to the people towards the central government comes directly to their account! These include gas subsidy, pension, installment of Kisan Yojana etc.
You can take many other types of benefits in PM Jan Dhan Account! To help the poor and the affected people in various ways in the ongoing lockdown between the coronaviruses, the central government also resorted to the PM Jan Dhan Yojana. Funds sent to accounts opened under this scheme! Apart from the financial help from the government, there are many ways to open an account under the Pradhan Mantri Jan Dhan Account. You might not be aware, but under this scheme, children’s accounts can also be opened!
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Other benefits of Jan Dhan Yojana
- No minimum balance is required in this Prime Minister Jan Dhan account!
- Life cover up to Rs 30000 in PM Jan Dhan Yojana, which is available on the eligibility conditions on the death of the beneficiary.
- Free money transfer facility across the country
- Accidental insurance cover up to Rs 2 lakh is given to the account holders!
- The benefits of any government schemes can be directly taken into account!
- Buying insurance, pension products, etc. becomes easy!
- Interest is received on the amount deposited in this Prime Minister Jan Dhan account
- This plan is for all rural and urban people!
What is plan
This Pradhan Mantri Jan Dhan Scheme PMJDY has been started by Prime Minister Narendra Modi in 2014 with the objective of connecting the poor section of the country with the banking system! ! It mainly ensures the payment of financial services such as banking / savings and deposit accounts, loans, insurance, pension etc. PMJDY PMJDY bank accounts are opened with zero balance! However if the account holder (PM Jan Dhan Yojana) wants to check the passbook! In such a situation, he will have to fulfill the rules of minimum balance!
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