ICICI Home Finance said carpenters, plumbers, electricians, tailors, painters, auto mechanics, auto-taxi drivers and others can avail on-the-spot home loans under this scheme.
ICICI Home Finance has launched an on-the-spot home loan for self-employed workers and workers who do not have Income Tax Return documents to declare their income. Giving facility has been started. The company has issued a statement saying that it has started this scheme under ‘Big Freedom Month’ on the occasion of Independence Day for those people who have income to take home loan to buy their dream home. Documents like Tax Return (ITR) are not available.
The company has said that carpenters, plumbers, electricians, tailors, painters, auto mechanics, auto taxi drivers and others can take on-the-spot home loans under this scheme. They only have to provide their PAN card, Aadhar card and six months bank account statements.
On-the-spot home loan
Anirudh Kamani, Managing Director and CEO, ICICI Home Finance said, “Our on-the-spot home loan approval facility will see a variety of home loan offerings during Big Freedom Month. We will have local representatives at each branch who will help in providing loan with minimum documents.
You will also get the benefit of subsidy up to Rs 2.67 lakh
The company said that in this scheme, home loan borrowers can also take advantage of subsidy up to Rs 2.67 lakh in interest amount under the Pradhan Mantri Awas Yojana (PMAY). This is a loan linked subsidy scheme for low income group and economically weaker section.
People applying for Pradhan Mantri Awas Yojana (PMAY) need to keep some things in mind. There should not be any pucca house anywhere in India in the name of the applicant. No member of the family should have taken advantage of the housing scheme launched by the government earlier. If something like this has happened before, then in such a situation those people will not get the benefit of this scheme.
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