Author: Nisha Chawla

Cheapest Gold Loan: Here we have shared a list of banks which are offering the lowest interest rates on Gold Loan of Rs.5 Lakh for tenure of 2 years. Cheapest Gold Loan: Gold is considered one of the safest investment options. Gold can be used to meet the need of money in case of education, medical, marriage or emergency. Whenever you are in urgent need of money, a gold loan is the easiest way to meet it. Compared to other loans, paperwork is less in this and it is also easily available. The demand for gold loans is increasing due…

Corporate Bond: Like other investment options, it is important to know some things before investing money in corporate bonds. Corporate Bond: Fixed Deposit (FD) has been considered as a better investment option for a long time, but due to the low rates in the recent past, it is getting low returns. Apart from this, the tax liability on the return on investment in it also reduces its attractiveness. Because of this, investors are looking for such options in which they can earn better returns with less risk. Corporate bonds can prove to be a better option for such investors. Higher…

Mutual Fund Investment: Fund of Funds (FoF) is an investment option for investors in addition to regular funds. Mutual Fund Investment: The attraction of investors towards mutual funds is increasing. Now let’s assume that you have invested money in a mutual fund scheme and the fund manager instead of buying shares or debt securities of any company with that money invests that money in another mutual fund scheme. In this case, your money is invested in a Fund of Funds (FoF) scheme and this is an investment option for investors in addition to regular funds. The fund manager of the…

There are many benefits of Joint Home Loan, but some risks are also associated with it. We have told here that what are the important things to keep in mind before applying for Joint Home Loan. Joint Home Loan: Many a times home loam is not easily approved and there is a problem. For such people, a joint home loan can be a big relief. If you take a loan jointly with another person, then it has many benefits. One advantage is that it reduces the burden of repaying the loan on you. You can buy a big house with…

New Fund Offer: There is a possibility of rapid growth in the manufacturing sector of the country. In such a situation, ETFs of this sector can give better returns. New Fund Offer: Due to the economic recovery and the central government’s ambitious plan ‘Make in India’ and Production Linked Incentive (PLI) scheme, there is a possibility of rapid growth in the manufacturing sector in India. In such a situation, investors can also get better returns from the growth of this sector. Mirae Asset Mutual Fund has launched ‘Nifty India Manufacturing ETF’ (MIRAE ASSET Nifty India Manufacturing ETF) today i.e. on…

Belated ITR Filing: Still not able to file your Income Tax Return? So know now what is the best way to file ITR Belated ITR Filing: The last date to file Income Tax Return (ITR) for the financial year 2020-21 was 31 December 2021. There are many people who have not been able to file their ITR within this time limit. If you have not filed your ITR yet, then there is no need to panic. You can still file your ITR. ITR filed after the due date is called “Bilted ITR”. However, there is a penalty for late filing…

Portfolio Diversification: Property has long been considered a great investment option. With the changing times, the methods of investing in it are also changing. Portfolio Diversification: Property has long been considered a great investment option. With the changing times, the methods of investing in it are also changing. Now there is no need to raise a lot of capital to buy a property, rather you can invest in real estate only with the amount of capital you have. Instead of investing in real estate directly, you can also get the benefit of more liquidity by investing indirectly. At present, the…

It is estimated that from February or March 2022, the repo rate will become the operational rate and it may increase from April 2022. In such a situation, investors of debt funds should consider their policy. Debt Mutual Fund Investments in 2022: People have slowly learned to live with the virus and now governments around the world may consider withdrawing the extraordinary stimulus packages that have been given for the past two years. However, the process of withdrawing them has already started and many central banks are increasing the rates. This process may continue this year as well. However, the…

New Year Tax Planning: We all pay tax on food items to movie tickets. There is no way to avoid this, but there are many ways through which the least tax liability can be ensured. New Year Tax Planning: We all pay taxes on everything from food items to movie tickets. There is no way to avoid this, but there are many ways through which the least tax liability can be ensured. There are two types of tax to be paid in India – direct tax and indirect tax. There is no way to avoid indirect tax from this, but…

Term Insurance Plan: Term insurance policy provides more coverage in less premium. However, no plan should be taken in haste. Term Insurance Plan: Term insurance policy is becoming increasingly popular and the biggest reason is that it offers more coverage at a lower premium. If you want to buy a term insurance plan, then take it as soon as possible because according to experts its premium can become expensive soon. However, one should not take a term plan in a hurry due to the possibility of increasing the premium. Just like there are many things to be kept in mind…