Author: Nisha Chawla

Cheapest Personal Loan: To avoid any kind of financial stress, it is important to take a personal loan as much as is needed and which can be easily repaid. Cheapest Personal Loan: To deal with any kind of financial emergency or for other needs, we often need money immediately. In such a situation, we have to borrow money from our friends or relatives. Apart from this, you can also overcome such troubles with the help of personal loan. Personal loan is an unsecured loan with no guarantee of any kind. This loan is given based on the ability of the…

Buying Car without Loan: If you plan properly and deposit money to buy a car, then you can make your car dream come true without taking a loan. Buying Car without Loan: Every person dreams that he has a car of his own or if they already have a car then they want to replace it with a new car. For this, some people take loans from banks or other financial institutions, while some people add money for a long time. However, apart from this, there is also a third option in which you neither need to take a loan…

Both sectoral funds and thematic funds are high risk investments. Before investing money in them, it is important to understand the advantages and disadvantages associated with them. Sector Fund vs Thematic Funds: When mutual funds are invested in a specific sector, they are called sectoral funds. In this, investments are made only in those businesses, which work in a specific sector or industry. For example, under sector funds, investments are made in many other sectors including banking, pharma, construction or FMCG. On the other hand, thematic funds are those which invest in stocks based on a particular theme. The theme…

SIP: Investing through SIP is a great option, but there is a lot of confusion about how much time interval one should invest in it. SIP: The SIP method for investment is rapidly attracting investors. Through this, discipline not only remains regarding investment but also helps in reducing the risk associated with market volatility. Although investing through SIP is a great option, but there is a lot of confusion about how much time interval one should invest in it. every day, every fifteen days, every month, or annually; How much difference would be better to invest, it must be understood…

NPS: The returns in this depend on the fund manager and investment choice. If you feel that your money is growing less, then you can change the fund manager and investment pattern from the comfort of your home. National Pension System: NPS is a scheme under which regular income is arranged after retirement. Under this scheme, as long as you work, a small amount is invested under this scheme and after retirement, a part is taken out in lump sum and regular pension is ensured from the remaining amount. How much pension you will get, it depends on how much…

EPS 95 pensioners: Now the pension will be credited in the bank account of the pensioners on or before the last working day of the month instead of the first working day of the month. Employees Pension Scheme Latest News: There is good news for EPS 95 pensioners. Now instead of the first working day of the month, their pension will be credited in the bank account of the pensioners on or before the last working day of the month. It has been observed that the pension of the pensioners is not credited in their account on the due date,…

SBI, HDFC Bank and Kotak Mahindra Bank have increased interest rates on fixed deposits. Here we have told that now which bank is giving how much return on FD. Fixed Deposit Interest Rate Hike: State Bank of India (SBI), HDFC Bank and Kotak Mahindra Bank have announced an increase in interest rates on fixed deposits a few days ago. Talking about SBI, the bank has increased the interest rates on fixed deposits (FD) by up to 10 basis points (bps). This new interest rate is for FDs of less than 2 crores. The new rate has come into effect from…

Best SIP for 5 Years Investment 2022: Here are some SIPs that can give excellent returns on your investment in five years. Best SIP for 5 Years Investment 2022: Bank FDs have been an attractive investment option for a long time, but for some time now, due to their low rates, their popularity is decreasing. When compared with inflation, there is a possibility of the return going into minus. In such a situation, investors are getting attracted towards investing in mutual funds through SIP based on their goals and risk appetite. Investors who can take market related risk are trending…

Clothes to get costlier: If the government decides to increase the GST rates on clothes, then in this situation the prices of branded clothes can be increased by about 7-10 percent. Clothes to get costlier: People fond of expensive and branded clothes may have to spend more money in this this year. Even though the last meeting of the Goods and Services Tax Council did not agree to increase the GST rate on clothing, yet branded clothes will be costlier for consumers this year. The price of branded clothing is going to increase in the new year due to many…

Cheapest Home Loans: Here we have shared a list of banks that are offering the lowest interest rates for home loans. Cheapest Home Loan: Buying your own house is everyone’s dream. To fulfill this dream, some people add money throughout their life, while many people fulfill this dream by taking loans. It is easy to take a loan from the bank to buy a house. There are many such banks which are giving loans at an interest rate of less than 7 percent. However, the interest rates offered by banks may increase or decrease. Right now Union Bank of India…