Bank Safety Tips: In the era of Coronavirus epidemic, most of the government and private employees are doing their office work from home. In such a situation, they use the Internet maximum time during the day. These days cybercriminals are also taking advantage of this. Bank fraud cases are increasing constantly. Therefore, it has become very important to pay attention to safety. One of the methods that cybercriminals are using is phishing.
What is phishing?
Phishing is a global problem that banks around the world are facing. Phishing can be an email that can be obtained from a famous institution such as a bank or a popular website. Keep in mind that the bank will never ask you about confidential information such as login and transaction password, one time password (OTP), unique reference number (URN).
How does it happen?
Cybercriminals create fake pages similar to a reputed financial institution or popular shopping website.
Then e-mails are sent to the users in bulk, in which their personal information such as account details, passwords etc. are asked.
When the user clicks on the link, a copy of the website opens. Or when the user is online, a form will come through these session pop-ups.
On updating the data will go to the criminals, after which the user will be redirected to the real website.
How to identify phishing attempts?
- Unsolicited e-mail, phone or website from unknown people, on which confidential banking details are being asked.
- Messages asking for immediate action due to security reasons.
- Links in emails that give access to the website.
- To check the correct website, move the link to Karsar or check https: // where s means secure site.
- Criminals can use the email address, domain name, logo, etc. of a famous bank, which gives fake emails an authentic look.
- Such fake emails are always addressed in the usual way like “Dear Net Banking Customer” or “Dear Bank Customer”. The bank’s certified email will always address you by name like Dear Mr. Suresh Kumar.
- It is very likely that fake emails are written badly and there may be a spelling or grammar mistake.
- This fake email bomb will ask you to click on the link or update the confidential information of your account.
- The links in fake emails may appear correct at times, but when the cursor or pointer is taken over it, it may contain a fake website link or URL below it.