PM Kisan Mann Dhan: The central government is running many schemes in the interest of farmers. In this, there is a PM Kisan Maandhan Yojana, under which there is a provision of pension after the age of 60 years. Any farmer from the age of 18 years to 40 years can participate in this scheme, who will get a monthly pension of Rs 3000 or Rs 36000 annually after the age of 60 if they contribute monthly by age. The contribution for this is monthly from Rs 55 to Rs 200. So far, 2112941 farmers have been connected to this scheme. Know how to take advantage of this scheme. This pension fund is being managed by the Life Insurance Corporation of India (LIC).
How can you take advantage of the scheme?
Farmers with small holdings in the age group of 18 to 40 years can take part in the Kisan Pension Scheme, which has cultivated land for up to 2 hectares. They will have to contribute at least 20 years and maximum of 40 years under the scheme from Rs 55 to Rs 200, depending on their age. If you join at the age of 18, then the monthly contribution will be Rs 55 or Rs 660 annually. At the same time, if you join at the age of 40, then you have to contribute 200 rupees a month or 2400 rupees annually.
The contribution of the farmer will be equal to the PM Kisan Mandhan, the government will contribute equally to the PM Kisan account. That is, if your contribution is Rs 55, then the government will also contribute Rs 55.
These states lead to taking advantage
According to the data available till 11 January 2021, about 2112941 farmers have been connected to this scheme till now. Among the states that have the highest number of registrations, Haryana is number 1 with 424446 registrations. There are 310864 registrations in Bihar, 250939 in UP, 249372 in Jharkhand and 2.3975 in Chhattisgarh.
If left in the middle
If a farmer wants to leave the scheme in the middle then his money will not be lost. The money that will be deposited till he leaves the scheme, he will get an interest equal to the savings account of the banks. If the policyholder farmer dies, then his wife will continue to get 50 percent.
How to register
To avail the pension scheme, the farmer has to go to the Common Service Center (CSC) and get his registration done. A copy of Aadhaar card and Khasra-Khatauni will have to be taken for registration. 2 photos and bank passbook will also be required for registration. The farmer will not have to pay any separate fee for registration. During registration, the farmer’s unique pension number and pension card will be created.
These farmers will not get the benefit
Small and marginal farmers covered under any other social security scheme like National Pension Scheme, Employees State Insurance Corporation (ESIC) Scheme, Employees Provident Fund Scheme (EPFO). Those farmers who have opted for Prime Minister Shram Yogi Maan Dhan Yojana run by Ministry of Labor and Employment. Those farmers who have opted for the Prime Minister Small Business Man-Dhan Yojana run by the Ministry of Labor and Employment.