Atal Bimit Vyakti Kalyan Yojana
The government has extended the time period for availing the Atal Insured Persons Welfare Scheme. Now eligible persons will be able to take advantage of this scheme till 30 June 2021. Under Atal Insured Persons Welfare Scheme, the employees of the organized sector who lose employment get financial help from the government. This is a kind of unemployment allowance, which benefits only those employees who are covered under the ESI scheme. That is, ESI contribution is deducted from their monthly salary.
Under the scheme, financial relief will be given for a maximum 90 days i.e. 3 months after being unemployed by the government. The Atal Insured Persons Welfare Scheme is effective from July 1, 2018. Initially, it was implemented on a two-year pilot basis. Earlier this scheme was extended till 31 December 2020, but now it can be taken advantage of by June 2021. For the employees who lost jobs during the COVID 19 pandemic, the rules of this scheme have been relaxed, while those whose job has gone before the pandemic, this scheme will be applicable with its actual eligibility conditions. Under the scheme, the period of COVID 19 epidemic has been considered from 24 March to 31 December 2020.
Those who lost jobs during the COVID period get a discount
For those who have gone to the COVID period, the amount of relief from the government under the Atal Insured Person Welfare Scheme will be equal to 50 per cent of the average salary per day during the 4 contribution periods before leaving the job. Earlier this limit was 25 percent. Relief will be given for a maximum period of 90 days i.e. 3 months after being unemployed. These relaxations in eligibility conditions will be applicable only for the period from 24 March to 31 December 2020. The actual eligibility conditions of the Atal Insured Person Welfare Scheme will be applicable to the insured persons who are unemployed on or before 23 March 2020 and on or after 1 January 2021.
Conditions for availing the scheme
1. The insured has worked for at least 2 years before leaving the job and has contributed at least 78 days during the contribution period.
2. The claim will have to be done within 30 days to go to the job.
3. The claim form can be submitted online directly to the ESIC branch office. Atal insured persons can download the Welfare Scheme Form by visiting the ESIC website.
https://www.esic.nic.in/attachments/circularfile/93e904d2e3084d65fdf7793e9098d125.pdf
4. The claim money will be deposited in the bank account of the insured within 15 days of receiving the form. Aadhaar will be used to identify the person.
Who can’t take advantage?
Even if a person is insured with ESIC, but has been evicted from the company due to some misconduct, the person has to file a criminal case, or if the person has taken retirement (VRS) before the date of retirement, then he/she should be eligible for this scheme. Will not get the benefit.
Source: www.financialexpress.com
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