Sukanaya Samridhi Yojna: If you can also collect money for your daughter’s wedding. Sukanya Samridhi Yojna (SSY) is a good option for daughters. By investing money in SSY scheme, you will be sure about your daughter’s higher education, career and marriage and you will not have any future worries. Sukanya Samriddhi Yojana is getting interest at the rate of 7.6 per cent till March 31, 2022. An account can be opened for daughters under Sukanya Samriddhi Yojana at the age of 10 years.
Know what is Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana (SSY) is a small savings scheme of the central government for daughters. Which was launched under the Beti Bachao-Beti Padhao scheme. Sukanya is the best interest rate scheme among small savings schemes.
How to open Sukanya Samriddhi Yojana Account
The account under Sukanya Samriddhi Yojana can be opened after the birth of a girl child before the age of 10 years with a minimum deposit of Rs 250. Under Sukanya Samriddhi Yojana in the current fiscal year, you can deposit up to a maximum of Rs 1.5 lakh annually.
At present, it is getting 7.6 percent interest. In this scheme, any person can open an account for his two daughters. At the age of 21, daughters can withdraw money from this account. In this scheme, the amount will double in 9 years 4 months.
Where will the Sukanya Samriddhi Yojana account be opened?
The account under Sukanya Samriddhi Yojana can be opened in any authorized branch of any post office or commercial branch.
On maturity, you will get more than Rs 65 lakh
If you invest Rs 3000 every month i.e. Rs 100 per day in this scheme i.e. Rs 36000 annually, you will get Rs 9,11,574 after 14 years at 7.6 per cent annual compounding. On 21 years ie maturity, this amount will be around Rs 15,22,221. If you save Rs 416 a day, then you can create a fund of Rs 65 lakh for your daughter.
How long will this account continue
After opening the Sukanya Samriddhi Yojana account, it can be continued till the girl child attains the age of 21 years or till she gets married after the age of 18 years.
,