Through the Pradhan Mantri Shram Yogi Maandhan Yojana, people working in the unorganized sector can make their future secure. In this, the investor gets a fixed pension after the age of 60.
Pradhan Mantri Shram Yogi Mandhan Yojana
It is necessary to save from now so that you do not have to be tempted for money in old age. This is especially important for those working in the private sector. Because they have no fixed source of income. In such a situation, you can invest in the government’s Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM). In this, with an investment of just Rs 55, you can get a pension of up to 3 thousand rupees every month. So what is this scheme and how will you benefit from it, know full details.
People in the age group of 18 to 40 can invest
The Maandhan scheme of the Modi government is beneficial for the people of the unorganized sector. People in the age group of 18 to 40 years can take advantage of this scheme. If any person wants to take advantage of this scheme, then he can open his PM-SYM account by going to the Government Public Service Center. For this, the applicant should have the necessary documents like Aadhar card and bank passbook. After the account is opened, Shram Yogi Card is also issued for the applicant. In Maandhan Yojana, the applicant can deposit between Rs 55 to Rs 200 every month.
Pension will be available after 60 years
Under this scheme, the investor gets pension every month after the age of 60 years. This amount depends on the amount deposited by you. If you deposit 55 rupees every month, then you have to do this for 42 years. In this case your total investment will be Rs 27,720. In return, you will get a guaranteed pension of 3 thousand rupees every month. If you want, you can also take it annually. By doing this you will get 36 thousand rupees simultaneously. The specialty of this scheme is that as much as you contribute, the same amount is contributed by the government to your account.
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