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Home Money Schemes

Big news for Post Office customers, new interest rates came into effect from today,

Shehnaz by Shehnaz
October 1, 2020
in Schemes
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Post Office: Post Office plans will earn big money, know latest interest rates
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  • Post Office Schemes: There is no change this time in the Post Office Small Saving Schemes (Post Office Interest Rates 2020).
  • Best Investment Plans: The government has not made any changes in the interest rates of schemes like Provident Fund (PPF), National Savings Certificate (NSC) etc. from October to December.
  • In the post office, you get good returns, but your money is also completely safe.

Big news for Post Office customers, new interest rates came into effect from today, know what changes?

new Delhi.
Post Office Schemes: If you too have invested in Post Office schemes, then there is good news for you. There has been no change this time in the Post Office Small Saving Schemes interest rates (Post Office Interest Rates 2020). The government has not made any changes in the interest rates of schemes like Provident Fund (PPF), National Saving Certificate (NSC) etc. from October to December quarter. You get good returns at the post office, but your money is also completely safe. In such a situation, you can invest without any risk.

Circular issued
The Ministry of Finance issued a circular on Wednesday and informed about this. The circular said that the interest on PPF will continue to be 7.10 per cent and Senior Citizens Savings Scheme (SCSS) at 7.40 per cent. Similarly, the post office time deposit will continue to get interest ranging from 5.5 percent to 6.7 percent.

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Review is done every quarter
Let us tell you that every three months the post office reviews the interest rates. After this, the new rates are applicable for the next quarter on the first date. During this review, interest rates may be cut or may remain constant. Apart from this, the government can also increase interest rates. After this, the interest rates will now be reviewed at the end of December 2020. Then the interest rates for the January-March quarter of 2021 will be decided.

Post Office FD
Post Office Fixed Deposit Post office fixed deposit will give investors interest at the rate of 5.8%. The post office fixed deposit has an interest rate of 5.5% for 1-3 years. The 5-year fixed deposit has a 6.7% interest rate. Apart from this, investors will also get tax exemption under Section 80C of Income Tax Act, 1961 on 5 years fixed deposit in post office.

PM Kisan Samman Nidhi: It is necessary to link Aadhaar to bank account, without this you will not get 6 thousand rupees annually

National Saving Certificate (NSC)
The National Savings Certificate is also a good investment option. The maturity period of this scheme is 5 years. The current rate of interest on NSC is 6.8% and interest is compounded annually.

.

Source: www.patrika.com

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Tags: best investment planFinance newsFinance news NewsFinance news News in HindiFinance news Samacharinterest rate on PPFnsc interest ratepost office schemesPost Office Schemes Interest Rates
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Shehnaz

Shehnaz

Shehnaz is a Corporate Communications Expert by profession and writer by Passion. She has experience of many years in the same. Her educational background in Mass communication has given her a broad base from which to approach many topics. She enjoys writing around Public relations, Corporate communications, travel, entrepreneurship, insurance, and finance among others.

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