The Employees Provident Fund (EPF) is a savings scheme that has been launched to encourage various employees across the country to save. In this, the employee and his employer / company contribute regularly on a monthly basis. This contribution is equal to 12 per cent of the basic salary and dearness allowance of the worker on which the EPFO pays interest. For the FY 2019-20, the Employees Provident Fund Organization (EPFO) has set an interest rate of 8.5 per cent. It currently has more than 60 million subscribers. The capital deposited in it is interest free and also interest. However, the interest received on deposits of more than 2.5 lakh rupees is not tax free. The EPF balance should be checked from time to time, so that you will be able to assure that your company / employer has made a contribution to the EPF account or not.
See EPF Balance sitting at home like this
- Via SMS: EPFO has to send EPFO UAN LAN from registered mobile number to 7738299899. In this, LAN is the first three letters of your chosen language such as writing HIN for Hindi and TAM for Tamil. To get information in Hindi, you have to message by writing EPFOHO UAN HIN.
- Through missed call: If you want, you can also know your EPF balance through a missed call. For this, you have to make a missed call on 011-22901406 from your registered mobile number.
- Login to the website: Visit the EPF Passbook portal to check your balance online. Log in on this portal with your UAN and password. In this, click on Download / View Passbook and then the passbook will open in front of you, in which you can see the balance.
- Through the Umang app: If you have a smartphone, you can check your EPF balance whenever you want through the app. For this, open Umang Af and click on EPFO. In this, click on Employee Centric Services and after that click on View Passbook and enter the UAN number and password. OTP will come on the registered mobile number. After filling it, you will be able to see the EPF balance.