- Corona Guard policy is being sold by health insurance companies on July 10
- The Corona period is not yet known to the general public about this policy
Corona Rakshak Policy
The spread of coronavirus in the country is continuously increasing. There is no day when more than 90 thousand cases are not coming in the country. The special thing is that so far no good news has come about its vaccine. In such an environment, you only have to work on the measures to avoid this disease. If you do not do this and there is a possibility of getting affected by this disease, then get your health insurance done immediately.
Now special insurance related to this disease has also come. Which is called Corona Guard Policy. Which has been sold by insurance companies since 10 July. Do you have any idea about this policy? No problem. We will tell you about the corona protector policy and the benefits in this article.
Lump sum is paid
Corona Rakshak Policy is a benefit based policy. If the policyholder is found to be corona virus-positive then a lump sum payment is made by the insurance company. The condition for payment court is that it is very important to be admitted to the hospital for at least 72 hours i.e. three days. At the same time, anyone can take this policy from 18 years to 65 years. This policy is available with each health insurance company.
3.5 to 9.5 months policy
In this policy you are getting three types of options. This option is of the time that you have to make this policy for how much tenure. All three are in tenure months. The first policy or rather the first option is 3.5 months. The second option is getting you 6.5 months. Apart from this, if you want to take a slightly longer tenure, then you also have the option of 9.5 months. You can opt for any of these three. You can also get them renewed after the period is over. So that you continue to benefit from it.
Waiting period is 15 days
Although the waiting period in the rest of the health policy is of months, but in the Corona period it has been reduced to days. Especially it is a special policy related to COVID so it has a waiting period of 15 days. During this time you can not make any claim. You will not be given any benefit during this period. This means that you will be given a claim after 15 days of purchasing this Corona Guard policy.
50 thousand to 2.5 lakh profit
Now let us tell you about the biggest benefits available under this policy. You may also be thinking that after taking this policy, you will get the cost of treatment of corona up to Rs. After taking this policy, companies are offering you even insured from Rs 50,000 to Rs 2.5 lakh. This is the amount we call the total value of the cover. This amount is decided by the insurance company for the policyholder. For example, if a person gets a sum assured of Rs 2 lakh in a health insurance policy, then the company will incur up to Rs 2 lakh on hospitalization.
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