Reliance General Insurance Company has launched a versatile and customisable medical health insurance coverage – Reliance Health Gain. The coverage provides consumers a possibility to design their medical health insurance coverage by selecting options as per their want and paying just for what they select.
Reliance Health Gain has three completely different plans – Plus, Power and Prime – and an array of options to facilitate customisation of coverage for every purchaser.
The coverage comes loaded with 38 options like Double Cover that gives twice the quantity of sum-insured for use throughout similar declare; Unlimited reinstatement to revive the bottom sum insured quantity as many occasions because it will get exhausted throughout a coverage yr; Guaranteed Cumulative Bonus, that protects lack of cumulative bonus submit declare; or the profit to scale back Pre-Existing illness ready interval from 3 years to 2 and even 1 yr.
Whether aspirer, prosperous or elite – this specifically designed coverage provides wide selection of sum-insured choices from Rs 3 lakh to Rs 1 crore creating an attraction for all-income teams.
Anyone between the age of 18 to 65 years have the choices to select and select any options at any sum-insured. Besides, there isn’t any age restrict on this coverage for a sum-insured of as much as Rs 3 lakhs.
Hence, senior residents who’re typically devoid of a medical coverage, can simply go for Health Gain for defense. Additionally, the coverage provides a singular function whereby a buyer can cowl a household of as much as 12 together with prolonged relations like father-in-law/ mother-in-law in the identical household floater coverage, enabling joint households/Hindu Undivided Families (HUF) to go for a floater coverage that matches all within the household.
The coverage has additional launched distinctive reductions like rewarding wholesome clients underneath 50 years i.e., with none pre-existing situation, with a 15% low cost on premium for getting a long run 2 or 3-year coverage. Promoting their help in the direction of younger girls, clients may also avail a 5% low cost for insuring woman little one or if the proposer is feminine.
Reliance Health Gain Policy additionally comes with a Zone-wise pricing mannequin to make sure that consumers pay premiums solely as per the common medical price of town or city they reside in.
The coverage plan is inbuilt a approach that offers buyer’s independence to decide on what they need, and pay for less than what they select, thus redefining a brand new approach of shopping for medical health insurance within the nation and making it extraordinarily cost-effective for plenty. The Reliance Health Gain coverage could be purchased for 1, 2 or 3 years coverage tenure.