Health insurance should be chosen wisely. We should also choose an insurance policy according to our health needs. While taking health insurance, you should give accurate information about your medical records. Never try to hide a chronic disease. If you hide chronic illness or give any wrong information, the insurance company can refuse to pay the claim. If you have a chronic disease, you may have to pay a little more premium, but you take insurance by giving the right information.
Do not hide problems like diabetes or BP
It is generally seen that people do not mention problems like diabetes or BP while taking a health policy because they feel that this can lead to rejection of their policy or they may have to pay higher premium. So never hide such problems of your health. There are many types of health policies available in the market. For example, staple health plan, accident policy or special corona armor policy for critical illness like corona. The terms of every policy are different, coverage is different. In such a situation, before choosing any plan, understand its features well.
Which people will have to pay double TDS from July 1, know whether you are also in this category?
Take health policy apart from company cover
There is a need to buy a separate policy even if you have got health insurance coverage from the company. Many people believe that there is no need to buy a separate policy. Such a mistake should not be made because this cover is available only as long as you are an employee of the company. As soon as you leave the company, you are not left with any health cover. In such a situation, there should be a separate health policy so that you always have health cover.
The health insurance policy should not be used for day-to-day medical and medical expenses. No claim bonus is available at the time of renewal of health policy for repeated claims. This bonus percentage gets added every year in which the claim is not taken and the discount goes up to 50% of the premium.
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