During the Corona epidemic, people have understood the importance of focusing on health. People are now paying special attention to health related things. In such a situation, the popularity of health insurance has also increased. Health insurance helps a person in case of ill and hospitalization. In such a situation, health insurance has also become important. At the same time, now such insurance is also available, which you can buy online in just two minutes while sitting at home. Navi General Insurance has recently launched ‘2 minute’ online health insurance.
Policy issued on app
The company has said in a statement that with the help of Navi Health Insurance app, customers can buy health insurance in just 2 minutes under a fast and completely paperless process. Under this, an immediate policy is also issued on the app itself. In this, people can get insurance ranging from Rs 2 lakh to Rs 1 crore for personal or family. In this, health insurance can also be customized. With the help of the helpline, the claim process can be started over the phone and most cashless claims are approved within 20 minutes.
According to the statement, the company has a claim settlement ratio of 98 percent and has a network of more than 10,000 hospitals in more than 400 locations across the country. Customers can download the Navi Health Insurance app from the Google Play Store.
This health insurance includes inpatient hospitalization, before and after hospitalization, hospitalization expenses under COVID-19, domiciliary hospitalization. Along with this, 393 day care procedures, road ambulance cover, vector-borne disease cover, optional critical illness cover and maternity and newborn baby cover are available.
The company said in the statement that in this, customers can claim any number of times a year under the upper limit of their chosen sum assured option. Apart from this, customers can also get reimbursement on treatment in a non-networked hospital across the country, in which claim settlement is done within 4 hours on providing complete documentation.
Under this plan, renewal can be done at any time in life and there is no need to have a medical checkup on every renewal, unless the customer demands to increase the sum insured on any renewal. In every policy, once a year the entire limit is over, 100 percent of the base sum assured is automatically restored. The entire process goes online because no agent is involved.
An ‘extra care’ cover is also available in this insurance, which includes an additional sum of Rs 20,000 on hospitalization for dengue, malaria, swine flu and other vector-borne diseases. There is also no effect on the base sum assured.