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Sunday, October 17, 2021

Post Office Small Savings Plans, You Will Get Guaranteed Return

-Post Office Small Post Saving Plans (Post Office Saving Account) can prove to be a profitable deal for you.
-In these schemes you also get guaranteed money security with good returns.
-Customers can earn big money by investing in these schemes of Post Office Small Saving Schemes.
All the post office schemes are run by the central government.

Small savings schemes of Post Office (Post Office) can prove to be a profitable deal for you. In these schemes, you also get guaranteed money security with good returns. Customers can earn big money by investing in these schemes of Post Office Small Saving Schemes. At the same time, all the post office schemes are run by the central government. Investors in post office schemes also get the benefit of tax rebate under section 80C.

Post office saving account ( Post Office Saving Account )
A savings account can be opened in the post office with a minimum amount of Rs 500. The account holder is required to maintain a minimum balance of the same amount. Saving account in the post office will give you interest at the rate of 4%.

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Post Office Monthly Income Scheme (POMIS)

In the Post Office Monthly Income Scheme (POMIS), you get a great opportunity to earn every month. In the post office monthly income scheme, you can invest minimum Rs 1,000 and maximum Rs 4.5 lakh in a single account. However, up to a maximum of Rs 9 lakh can be deposited in a joint account. Under this scheme, more than two people can also open joint accounts. Later the amount deposited is divided equally among all. In this post office scheme, the investment gets 6.6 percent interest.

Post Office FD

Investors will get interest at the rate of 5.8% in post office fixed deposits. The post office fixed deposit has an interest rate of 5.5% for 1-3 years. The 5-year fixed deposit has a 6.7% interest rate. Apart from this, investors will also get tax exemption under Section 80C of Income Tax Act, 1961 on 5 years fixed deposit in the post office.

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National Saving Certificate (NSC)

The National Savings Certificate (NSC) is also a good investment option. The maturity period of this scheme is 5 years. The current rate of interest on NSC is 6.8% and interest is compounded annually.

 

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