Mobile payment platform Paytm has made the money transfer facility easier for its users. Also giving cashback. Actually, Paytm is giving users a new facility, under which money can be sent to the bank without a wallet KYC. Wallet KYC is usually required to use Paytm. Money was able to be transferred through UPI for payment without a wallet KYC and purchases were made through credit or debit cards or net banking, but it was not possible to send money to the bank account. Let us know, in the era of Corona epidemic, Paytm has emerged as a safe payment option.
Cashback up to Rs 700
Paytm has given its customers the facility to send money to another bank account without the help of Wallet KYC. The company is also giving cashback on this. According to the terms and conditions of the company, money can be sent to the bank account only through mobile number through this feature. Cashback will also be available on this. According to the terms of the company, a cashback of up to Rs 700 will also be available for transferring money to the bank through this feature.
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Adding money with credit card becomes expensive
Paytm wallet has options to pay with debit card or credit card or net banking. Out of this, the option of credit card will now become expensive because from October 15, you will also have to pay a charge of 2 percent for loading money in the wallet from Paytm credit card. According to the information given on the website of Paytm, in addition to the money sent, an additional charge of two per cent will have to be paid. For example, sending 100 rupees will have to pay 102 rupees. However, the company is also giving 1 percent cashback on payment by credit card.
Paytm changed the rules in January too
Earlier, in January this year, Paytm also made an extra charge rule on loading money from credit card in wallet. But at that time this charge was to be paid only on the amount of 10 thousand rupees or more. Now from October 15, 2 percent extra will have to be paid on whatever amount is due to the payment by credit card in the wallet.
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Source: www.financialexpress.com
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