LIC Jeevan Anand Policy
LIC takes special care of the facilities of its customers. That is why the focus of the company is also on launching new products i.e. policy. But sometimes there are some policies which the policy holders forget. If you are or were ever an LIC policy holder, then you can easily find that sitting at home, if you also have any arrears. Like LIC, there are many private sector companies in the country that insure people. Like LIC, crores of rupees are lying in his account, which no one is going to claim.
How to know if my money is lying idle with LIC
To get information about your money, you will have to provide the policy number, date of birth and PAN card. At the top of LIC’s page, you will have a block of LIC policy number in which you fill your policy number.
Below that, the name of the policy holder is asked, in which you will have to enter the same name that was registered at the time of making the policy. Just below that, the date of birth of the policy holder is asked, in which you have to tell the exact date and year of birth.
At the end, you have to provide the PAN card number. Then press the submit button. After this, you will get complete information about your deposit.
First click on the LIC website. After that go to the home page. You have to find the link at the bottom of the page.
If you have trouble finding it, then type ‘Unclaimed Amounts’ in the ‘Search’ tab on the right corner of the home page. Or click on this link https://customer.onlinelic.in/LICEPS/portlets/visitor/unclaimedPolicyDues/UnclaimedPolicyDuesController.jpf.
If you know that you also have some unclaimed insurance money in your LIC policy, then you or the beneficiary can directly contact the LIC and apply for the amount.
The company then completes formalities like KYC and starts the process of payment of unclaimed dues. Let us tell you that KYC is mandatory to avoid any fraudulent claims.
Why is this
Money is often left in LIC account for those people who forget after depositing 3-4 installments. Apart from this, there are deposits in the form of Death Claim, Maturity Claim, Survival Benefits, Premium Refund or Indemnity Claim which people have forgotten after depositing their money.
There is a certain period to get these money back after which it is declared as unclaimed property or unclaimed property.
This amount is in thousands of crores of rupees. If your money is also deposited in LIC or which you have not been able to take, then it is a very easy way to know it. This method is online in which complete information is available in one click.
Experts say that often the nominee does not know about this kind of insurance policy. Or policy documents are not available.
In this way, dependents are not in a position to claim this amount after the death of the policyholder. To avoid such a situation, the nominee should not only know about the policy.
Rather, he should also know where the documents related to the policy are kept. It should not be forgotten to update the nomination in the policy.